Advancing Japan's
Ambition Through Finance.
Mission
Building a world-class financial platform that empowers challengers.
Building a society where every company that challenges is fairly evaluated — that is our unchanging mission. We break down the financial walls blocking growth, make company potential visible through AI, and keep updating financial infrastructure alongside our partners.
Learn more about our missionTechnology That
Updates Credit.
01
AI Credit Engine
Credit decisions based on future potential
Using real-time bank account transaction data and more, we visualize a company's future possibility in seconds.
02
Operational AI
Making the impossible possible through AI–human collaboration
AI automates 110M+ routine tasks per year — receipt processing, journal entries, and more.
03
Platform
Opening our technology as financial infrastructure
We open our payments and credit infrastructure to partners, evolving into a credit-based financial platform.
Services that empower challengers, and the platform that powers them.
View all services
AI-powered next-gen corporate card
A corporate card backing leaders' ambition
Pay invoices by card
A growth-debt fund
Fully-outsourced accounting for founders
A community for next-gen business leaders
Platform
White-Label Card Platform
We open UPSIDER's AI credit models, real-time payments, and receivables operations to financial institutions and partner companies, so they can ship corporate cards under their own brand.
News
