Company Information
- Company Name
- UPSIDER Holdings, Inc.
- Founded
- May 2024UPSIDER, Inc. was founded in May 2018; transitioned to a holding company structure in 2024.
- CEO
- Toru Miyagi, Co-founder and CEO
- Capital
- 95 million JPY
- Major Shareholder
- Toru Miyagi, Tomonori MizunoMizuho Bank, Ltd.
- Business
- UPSIDER: Business card driven by AI
- Shiharai.com: Credit card payment service for invoices
- UPSIDER BLUE DREAM Fund: Growth debt fund
- PRESIDENT CARD: Premium card empowering entrepreneurs
- UPSIDER Cash Boost: Online lending service for growth companies
- Breakthrough GRID: Community for business leaders
- Corporate card infrastructure licensing (AI credit scoring / payment infrastructure)
- Headquarters
- ARCO TOWER 5F, 1-8-1 Shimomeguro, Meguro-ku, Tokyo
- Certifications
- Japan Payment Service Association
- JIIMA certifications: “Certification of Scanner Preservation Software for Statutory Requirements under the Electronic Book Preservation Act” and “Certification of Electronic Commerce Software for Statutory Requirements”
- Information Security Management System (ISMS) certification, registration no. IS 799150
- Website
- https://corp.up-sider.com/
History
2018
UPSIDER, Inc. established

2020
Launched business card “UPSIDER”

2021
Raised approx. 3.8 billion JPY

2022
Launched “Shiharai.com,” a credit card payment service for invoices

2022
Raised approx. 46.7 billion JPY

2023
Established UPSIDER Capital, Inc.

2023
Closed a syndicated loan exceeding 8 billion JPY

2023
Launched “UPSIDER AI series” (formerly “UPSIDER Coworker”)
2023
Launched growth debt fund “UPSIDER BLUE DREAM Fund”
2024
Established UPSIDER Holdings, Inc.

2024
Raised approx. 15.4 billion JPY

2025
Launched “PRESIDENT CARD”

2025
Launched “UPSIDER AI Accounting,” a comprehensive BPO service

2025
Launched “UPSIDER BLUE DREAM Growth Fund II”

2025
Started AI credit scoring and payment infrastructure licensing/BPO business

2025
Joined Mizuho Financial Group

2025
Launched “Breakthrough GRID,” a community for next-generation business leaders

2026
Launched “UPSIDER Cash Boost,” an online lending service